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There was a time when the family only spent money on unexpected expenses from the available cash on hand. This cash on hand was made available after all expected expenses, such as rent, utilities, and any other regular bills were funded. These expected expenses were managed by placing cash in envelopes that represented each expected expense, until the required amount was entered. This was the way the family managed to stay out of debt. For example: Jim is paid once a week. Jim divides all of his expected expenses into monthly amounts. He uses an envelope for each expected expense, such as mortgage, food, utility-electric, utility-gas, utility-water, insurance, savings, etc. He writes the monthly amount on each envelope. As Jim receives his paychecks, starting with the first paycheck at the beginning of the month, he enters the required amounts in the envelopes. After all amounts have been entered in the envelopes for the month, any cash left over for the month can be used on unexpected expenses, or freely spent, or given away because it is the surplus for the month. The time has come to throw those envelopes away. Good Steward Financial Management Application will do all this envelope stuffing for you by using a deductible type to represent each envelope. All you have to do is spend your unexpected expenses from your surplus, which Good Steward computes for you. You no longer have to wait until the end of the month to determine how much you have available to spend. The purpose of Good Steward is to assist the user in managing his or her family's finances and to obtain and maintain debt freedom. This application is designed for easy monitoring of one's financial status with the click of a button. The first step to staying out of debt is to have enough funds for your expected expenses or budgeted liabilities. The second step is to make sure you don't spend your unexpected or non-budgeted expenses from funds allocated for your budgeted liabilities. Good Steward is designed to compute your real surplus or debt amount. When you spend your non-budgeted expenses from your surplus and have a positive balanced budget, you will have the funds for your budgeted liabilities. Learn the fundamentals of personal financial management while using Good Steward. To order the release version, contact your local salesperson. System Requirements: * PC with a Pentium-class processor; Pentium 166 or higher processor recommended * Microsoft Windows 95/98/2000/ME/XP * 64 MB of RAM: 128 MB recommended * Hard-disk space required: 10 MB recommended * VGA or higher-resolution monitor * Microsoft Mouse or compatible pointing device * CD Player Resources |
| Home | Traditional Method | Sample Pictures | FAQ | Contact Us | About Us |
