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No longer do you have to wait until the end of the month to determine how much you have available to spend. No longer do you need to revise your budget or spending plan every month. A spending plan will help create a vision of victory in your finances. To implement a plan, you must declare that you will become a doer of the plan. What good is a spending plan, if you do not have an easy way of knowing that you are living within the plan? By knowing your surplus amount, you will know whether you are living within your spending plan.
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